Divorce Financial Planner for Women

Untangle Your Finances

Take it from someone who knows first hand, divorce can be a messy stressful time.

That's why I created a detailed system called Untangle Your Finances and designed it specifically for women, like you, going through divorce. With my system, you receive custom tools to help you get organized with all things divorce. You will learn so many tips that will save you time and money in your divorce. I will guide you through the steps that are commonly overlooked and help you avoid mistakes. All of this will help you feel more confident as you agree to the final numbers.

Feeling Overwhelmed

Sometimes, proving income and assets is not always straightforward. In these cases, in-depth lifestyle analysis of income and expenses can confirm or refute a spouse’s income claims, uncover hidden assets, or clarify other financial issues. Furthermore, these topics could be confusing for attorneys and judges who often lack an accounting or finance background. This service can be combined with the Untangle system and is ideal for high net-worth divorce, depending on your case complexity.

Use the Client Toolkit sections below to help you get started.

Client Toolkit

Client Toolkit - Goals Priorities and Spousal Support Factors

Client Toolkit Part 1 - Discovering your Reality

Client Toolkit Part 2 - Property Issues

Client Toolkit Part 3 - Who Gets What Tips for Dividing Property

Client Toolkit Part 4 - Tips on Negotiating a Settlement

Client Toolkit - Financial Checkup Quiz

Client Toolkit - Budgeting

Client Toolkit - Charting Assets

Client Toolkit - Household Inventory

The Untangle Your Finances Process

Step 1

Getting you organized and preparing for your divorce.
While helping you get clear on your priorities and goals, I will prepare your statements and work with your attorney to provide them with your court required documents in PDF format, saving you time and money through secured communication.

Step 2

Tips to Consider & Avoiding Mistakes, Reviewing Options & Strategies.
I will collaboratively work with your attorney to brainstorm distinctive strategies inspired by your unique goals and priorities. Some assets are better divided than others based on what you plan to use them for. And often there are tax-related strategies when dividing assets that are forgotten. I’ll bring awareness and understanding to these unique strategies. I will also carefully review your budget for accuracy, so you and your attorney are working with correct and realistic data when comparing settlement options.

Step 3

Review your Draft Divorce Papers.

Step 4

Untangle to move forward.
I will provide your attorney with your customized Untangled Executive Brief outline to clarify what steps he/she will handle vs. me vs. you. Frequently important next steps get lost in the lengthy divorce decree. Your executive program helps ensure everyone is on the same page and clear on what the next steps will be. Post-divorce – Months or years in the future, I may need to clarify with your attorney financial matters that come up. My continual relationship with you and your attorney may be very valuable for these future issues that can surface.

List of Services

Before & During Divorce

Compile, Organize, and Inventory financial assets and liabilities
Prepare a historical, current, and future (est.) monthly lifestyle income/expense analysis
Educate client on their financial position
Identify and clarify inconsistencies in the financial information
Analyze debt and suggest methods for Untangling marital debt
Help recommend whether to keep or sell the house
Educate client on the financial and tax implications of splitting various assets
Research to help determine cost basis for separate and marital assets
Prepare case scenarios based on proposed settlement offers
Project out over 5 to 20 year time frame the income, after tax implications of support and sale of assets, cash flow and net worth of each party as compared to each other
Help ensure and protect child and spousal support
Review marital settlement agreement to identify and note any financial problems in language
Act as a financial neutral in collaborative divorce cases

Post Divorce

Oversee and arrange for transfer of settlement assets and closing accounts in joint name, with monitoring until completion)
Open appropriate and suitable accounts into which funds can be transferred
Follow up with your attorney and/or QDRO drafter to ensure that documents to split employer retirement plans have been filed with the court AND the Plan Administrator had accepted the Order
Establish a post-divorce cash flow plan and budget - set up budgeting and money management systems
Design a comprehensive investment strategy based on individual financial goals
Manage investments, monitor results, and update plans

With the Untangle step, you’ll receive

An Untangled Plan that summarizes your priorities, goals, and recommended financial actions
The Untangled Executive Brief itemizing who does what next
Post-Divorce Checklist specifying what I will manage (reregistering accounts, updating beneficiaries, etc.) and what you’ll need to do

Ready to Untangle Your Finances?

With the Untangle system, you'll receive

An Untangled Plan that summarizes your priorities, goals, and recommended financial actions
The Untangled Executive Brief itemizing who does what next
Post-Divorce Checklist specifying what I will manage (reregistering accounts, updating beneficiaries, etc.) and what you’ll need to do

Schedule Consultation

Divorce Financial and Lifestyle Analysis